UAE home financing for expats, self-employed individuals and overseas residents

UAE resident mortgages

UAE residents employed locally can obtain up to 80% financing repaid over 25 years. Interest rates start at 3.95%.

Self employed mortgages

Self-employed individuals can also obtain up to 80% financing depending on the length of business and annual revenue. If your business is newly set up, it’s also possible to obtain a 60% mortgage if you pay yourself a consistent salary.

Non resident mortgages

Don’t live in the UAE? No issue. If you’re based overseas you can obtain up to 65% financing even if you don’t have an Emirates ID or Visa.